Earn Crypto Interest

Signing up for a Easy Cryptoaccount takes less than a minute:

1. Open the Easy Cryptoplatform or the Easy Cryptoapp.
2. Complete your verification.
3. Buy or transfer crypto to your account.
4. You’re all set! You’re now earning daily interest on your digital assets.

Note: You’ll start earning interest the next day after your transfer. Keep in mind that assets used as collateral for our Instant Crypto Credit Lines will not earn interest.

Your interest rate is determined by:

1. Your Loyalty tier, which in turn depends on the ratio of Easy CryptoTokens against the balance of other assets in your portfolio. The requirements for each tier are as follows:
   
   • Base: No Easy CryptoTokens are needed.
   • Silver: At least 1% of the Portfolio Balance in your account must comprise Easy CryptoTokens.
   • Gold: At least 5% of the Portfolio Balance in your account must comprise Easy CryptoTokens.
   • Platinum: At least 10% of the Portfolio Balance in your account must comprise Easy CryptoTokens.
     
2. The type of interest payout you choose:
   • Earning ‘in kind’ means you receive your interest payments in the currency you’re earning on.
   • Earning in Easy Cryptomeans you receive interest payments in Easy CryptoTokens and benefit from up to 2% additional interest on all your holdings.
3. The type of saving term: FLEX or Fixed. If you choose to create a 1-month Fixed Term on your crypto, you’ll earn an extra 1% interest.

Learn more about our interest rates here.

To receive 16% interest, you have to:

• Become a Platinum Loyalty tier client by making sure 10% or more of your Portfolio Balance comprises Easy CryptoTokens.
• Opt to earn your interest in Easy CryptoTokens for up to 2% additional interest.
• Create a 1-month Fixed Term for an extra 1% interest.

Example:

Value of assets in your Easy Cryptoaccount: $10,000

Value of Easy CryptoTokens required for you to get the highest interest: min. of $1,000 in Easy CryptoTokens

To activate Earn in NEXO:

1. Open the Easy Cryptoplatform or the Easy Cryptoapp.
2. Click on the ‘Settings’ menu in the ‘My Profile’ section.
3. Activate the option to Earn in NEXO.

To create a Fixed Term:

1. Open the Easy Cryptoplatform and select 'Manage' next to the Avalanche icon.
2. Click on ‘Fixed Terms’.
3. Enter the desired amount and click 'Create Term' to complete the process.

Some assets on the Easy Cryptoplatform have balance limits for the Earn Crypto Interest product. This means that for each Loyalty tier for these assets, there are two yields you can earn.

The rate you receive is determined by the USD value of your holdings (balance) in the relevant asset, specifically, whether you are above or below the relevant balance limit.

Easy Cryptois raising the bar for the entire blockchain space by utilizing the most rigorous KYC and AML policies, impeccable risk assessment, data protection, and enhanced cybersecurity.

We keep your digital assets safe while you’re earning interest through our multifaceted approach to security, including:

• Military-grade 256-bit encryption for your Easy Cryptoaccount.
• Storage in Class III vaults through leading blockchain custodians, including BitGo, Ledger Vault, and others.
• $775M insurance from our custodial partners via Lloyd’s of London and Marsh & Arch.
• ISO/IEC 27001:2013 certificate guaranteeing Easy crpto security infrastructure is of the highest standard.
• 200–500% overcollateralized crypto credit lines. Easy Cryptonever issues credit on a non-collateralized basis, thus ensuring your funds are backed no matter how the market moves.

You can learn more about our security and insurance here.